
Off-plan payment plans in the UAE, decoded
Seven real structures across sixteen analysed projects, what each one costs in cash over the build, the booking deposits that run from 2% to 20%, and how to read the plan you are handed.
14 Sep 2026
Guides built on real developer schedules, market numbers from the projects we verify, and short answers to the questions buyers ask most.

Seven real structures across sixteen analysed projects, what each one costs in cash over the build, the booking deposits that run from 2% to 20%, and how to read the plan you are handed.

The AED 2 million threshold, whether off-plan counts, what the Land Department measures and the 2026 rule changes, tested against 18 real projects.
Four Binghatti towers in Al Jaddaf compared: homes, unit types, entry price, price per square foot and completion.

Assignment thresholds, NOC and transfer fees, the full 7% to 11% exit cost, the break-even appreciation you actually need, and the 2025 rule that stops non-residents receiving sale proceeds without a UAE bank account.

Every fee on a Dubai off-plan purchase, from the 4% DLD charge to service charges, district cooling and the cost of exiting before handover. Includes the February 2025 rule that moved 6% of the price from your mortgage into cash.

How Dubai law protects an off-plan buyer: the escrow ring-fence under Law No. 8 of 2007, how to check a project yourself on Dubai REST, what happens when handover is late, and the Article 11 retention rules.
Drawn live from the developer price lists and payment plans behind every project on OffPlan Insider.
Source: OffPlan Insider project records, 22 Sep 2026. Entry prices are each developer's published starting price. 16 projects have no published handover date yet.
The Dubai Off-Plan Market Report H1 2026 is a free 13-page PDF covering prices, transaction volumes, supply and delivery risk, rents, service charge benchmarks, gross versus net yields, the full cost of buying and the cost of exiting before handover. Every figure is attributed to its source and unverified market claims are flagged rather than repeated.
Send it to me when it's outAbout once a month. No listings spam, and you can leave any time.
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