Off-plan property with payment plans in Dubai and the UAE.

We track 36 verified projects with a published payment plan across Dubai, Abu Dhabi, Ras Al Khaimah and Sharjah. The lowest entry is AED 550,000 at Richmond Residences at Mira Coral Bay, in Ras Al Khaimah.

In Dubai, entry starts at AED 677,670 at The Archive by Imtiaz in Dubailand Residence Complex. Prices are each developer's published entry price, verified on 21 September 2026.

On a AED 1,900,000 home with a 10% booking, expect about AED 311,700 on day one, or 16.4% of the price, once the 4% registration fee, agency commission and fixed fees are added.

14 of the 36 projects with a published payment plan start at AED 2 million or more, the property value the UAE uses for its 10-year Golden Visa. The test uses the Land Department's certified valuation rather than the contract price.

You pay a booking deposit to reserve the home, then instalments during construction, and the balance on handover. Some plans continue after handover. A plan written as 60/40 means 60% is paid before the keys and 40% on handover.

Not on the developer-published plans we track: every one asks for a booking deposit, the lowest being 2% (The Grove at Sobha Sanctuary and The Willows at Sobha Sanctuary). You also pay the Dubai Land Department's 4% registration fee at reservation, so budget for the deposit plus about 4% on day one.

6 projects we track let you pay part of the price after handover: Dana at Expo Valley Views, Ghadeer at Expo Valley Views, Mahra at Expo Valley Views, Richmond Residences at Mira Coral Bay and Roudah at Expo Valley Views. Post-handover plans are how long, 5 to 10-year schedules usually work: the developer spreads the balance over the years after the keys.

Yes: Shahrukhz by Danube uses a 1% monthly structure after the booking deposit.

Some developers keep a plan open on homes near or at completion: Cove Edition 2 by Imtiaz is ready or close to handover with a published plan.

Among the 36 projects we track with a published plan, the most common split is 60/40.

A project is listed here when the developer publishes its payment plan: what is due on booking, during construction, on handover and after it. Prices and payment plans come from each developer's published price list and are checked with the developer.