Off-plan property with payment plans in Dubai and the UAE.

We track 305 verified projects with a published payment plan across Dubai, Abu Dhabi, Ras Al Khaimah, Sharjah, Ajman and Umm Al Quwain. The lowest entry is AED 366,000 at Orchid Towers Phase 1, in Ajman.

In Dubai, entry starts at AED 450,080 at Coventry Residence in Dubai Industrial City. Prices are each developer's published entry price, verified on 7 October 2026.

On a AED 1,617,000 home with a 20% booking, expect about AED 428,120 on day one, or 26.5% of the price, once the 4% registration fee, agency commission and fixed fees are added.

86 of the 305 projects with a published payment plan start at AED 2 million or more, the property value the UAE uses for its 10-year Golden Visa. The test uses the Land Department's certified valuation rather than the contract price.

You pay a booking deposit to reserve the home, then instalments during construction, and the balance on handover. Some plans continue after handover. A plan written as 60/40 means 60% is paid before the keys and 40% on handover.

Not on the developer-published plans we track: every one asks for a booking deposit, the lowest being 2% (The Grove at Sobha Sanctuary and The Willows at Sobha Sanctuary). You also pay the Dubai Land Department's 4% registration fee at reservation, so budget for the deposit plus about 4% on day one.

38 projects we track let you pay part of the price after handover: Taiyo Residences, Orchid Towers Phase 1, Omya Residences, Barari Gate by ADE and Barari Palace. Post-handover plans are how long, 5 to 10-year schedules usually work: the developer spreads the balance over the years after the keys.

Yes: Azizi David, Maserati Island by Samana Collecta and Omya Residences use a 1% monthly structure after the booking deposit.

Some developers keep a plan open on homes near or at completion: Al Habtoor Tower, Binghatti Starlight and Cove Edition 2 by Imtiaz are ready or close to handover with a published plan.

Among the 305 projects we track with a published plan, the most common split is 50/50.

A project is listed here when the developer publishes its payment plan: what is due on booking, during construction, on handover and after it. Prices and payment plans come from each developer's published price list and are checked with the developer.