Under constructionFromAED 900KDanube PropertiesHandover Q2 2028
Collection · Payment plan
Off-plan projects with a 40/60 payment plan.
3 verified projects in Dubai, from AED 900,000. Every price and payment plan comes from the developer and was checked on 21 September 2026.
3Verified projects
AED 900KLowest entry
AED 1.28MMedian entry
1Emirate
Where entry prices sitProjects
Entry price of each project, from the developer's price list, verified 21 Sep 2026.
Which off-plan projects have a 40/60 payment plan?
We track 3 verified off-plan projects with a 40/60 payment plan, in Dubai. The lowest entry is AED 900,000 at Sparklz by Danube, in Dubai. Apartments feature in 2 of the 3. Scheduled handovers run from 2028 to 2029.
Lowest entry in each emirate
3 projects with a 40/60 plan
What to know about this plan.
Mostly apartments
Apartments feature in 2 of the 3 projects with a 40/60 payment plan, commercial units in 2 and villas in 1. Entry prices are for the smallest homes in each project, most often studios.
AED 110,100
Cash on day one
On a AED 1,280,000 home with a 2% booking, the 4% registration fee, 2% commission and fixed fees take day-one cash to about 8.6% of the price.
See how day-one cash adds up40/60
What the split means
You pay 40% of the price before handover, through the booking deposit and construction instalments, and 60% on or after handover.
Read: payment plans, decodedQuestions about 40/60 payment plans.
Which off-plan projects have a 40/60 payment plan?
We track 3 verified projects with a 40/60 payment plan in Dubai. The lowest entry is AED 900,000 at Sparklz by Danube, in Dubai.
How much cash do I need upfront on a 40/60 plan?
On a AED 1,280,000 home with a 2% booking, expect about AED 110,100 on day one, or 8.6% of the price, once the 4% registration fee, agency commission and fixed fees are added.
Which of these projects reach the Golden Visa threshold?
1 of the 3 projects with a 40/60 payment plan starts at AED 2 million or more, the property value the UAE uses for its 10-year Golden Visa. The test uses the Land Department's certified valuation rather than the contract price.
How do you choose the projects on this page?
A project is listed here when the developer's published payment plan asks for 40% of the price before handover and 60% on or after it. Prices and payment plans come from each developer's published price list and are checked with the developer.
Want a shortlist on a 40/60 plan?
Answer four quick questions and see the verified projects that fit. We check live availability with the developers before sending three to five options.
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