New launchFromAED 595KZimaya Properties15% on booking
Collection · Payment plan
Off-plan projects with a 40/60 payment plan.
33 verified projects across Dubai, Abu Dhabi, Ras Al Khaimah and Sharjah, from AED 595,000. Every price and payment plan comes from the developer and was checked between 29 September and 14 November 2026.
33Verified projects
AED 595KLowest entry
AED 865KMedian entry
4Emirates
Where entry prices sitProjects
Entry price of each project, from the developer's price list, verified 3 Oct–12 Nov 2026.
Which off-plan projects have a 40/60 payment plan?
We track 33 verified off-plan projects with a 40/60 payment plan, across Dubai, Abu Dhabi, Ras Al Khaimah and Sharjah. The lowest entry is AED 595,000 at Lawncrest, in Dubai. Apartments feature in 27 of the 33. Scheduled handovers run from 2026 to 2030. 9 of the 33 have no published handover date yet.
33 projects with a 40/60 plan
New launchFromAED 595K
SellingFromAED 600KTakmeel Real Estate Development20% on booking
Divine Elements
Under constructionFromAED 620KGRID10% on booking
Enchanté by GRID
SellingFromAED 630KGutti Development20% on booking
Veona by Gutti
New launchFromAED 670KDugastaPost-handover plan
Al Haseen Residences 5
Near handoverFromAED 700KRAK Properties10% on booking
Cape Hayat
SellingFromAED 705KAzizi Developments10% on booking
Azizi Venice 6
New launchFromAED 728KTowaiji Real Estate Development10% on booking
Reeman Residence 02
New launchFromAED 796KCITYVIEW Developments20% on booking
Mövenpick Residences Dubai Motor City
SellingFromAED 800KRAK PropertiesHandover Q1 2029
Nura
New launchFromAED 865KBloom Holding5% on booking
Bloom Living – Alhambra
Under constructionFromAED 875KRAK PropertiesHandover Q2 2027
Quattro Del Mar
Under constructionFromAED 900KDanube PropertiesHandover Q3 2027
Sparklz by Danube
SellingFromAED 983KNexus Developer10% on booking
Estrella by Nexus
Pre-launchFromAED 1.05MRAK PropertiesHandover Q4 2029
Lunara on The Strand
Under constructionFromAED 1.28MDanube PropertiesHandover Q2 2028
Timez by Danube
New launchFromAED 1.3MRabdan Developments10% on booking
Rabdan Avenue
SellingFromAED 3.14MTaraf5% on booking
Fay Valley
SellingFromAED 4.39MMr. Eight Development20% on booking
Villa dell'Arte
SellingFromAED 6.6MModon Properties10% on booking
Nawayef East
SellingFromAED 9.42MSobha Realty2% on booking
The Grove at Sobha Sanctuary
SellingPrice on requestInfracorp20% on booking
California Residences
Under constructionPrice on requestLondon GateHandover Q2 2027
Franck Muller Aeternitas
SellingPrice on requestZayaVillas & Townhouses
Lunaya
SellingPrice on requestMeraki DevelopersApartments
Nirvana Residences I
SellingPrice on requestKora PropertiesApartments & Penthouses
Il Vento
SellingPrice on requestLion Stone PropertiesHandover Q3 2028
Listone Residence
SellingPrice on requestModon PropertiesHandover Q3 2030
Hudayriyat Golf Estates
SellingPrice on requestSanzen Developments5% on booking
Sukoon by Sanzen
Under constructionPrice on requestArada5% on booking
The Gate 5 at Aljada
Sold outPrice on requestNabni Developments15% on booking
Avenue Residence 7
SellingPrice on requestNshama10% on booking
Olbia by Nshama
SellingPrice on requestH&H10% on booking
The Residences at The Dubai Beach EDITION
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New launch projects with a 40/60 payment plan.
The latest releases, with prices, payment plans and handover dates from each developer.
New launchFromAED 670KDugastaPost-handover plan
Al Haseen Residences 5
New launchFromAED 796KCITYVIEW Developments20% on booking
Mövenpick Residences Dubai Motor City
New launchFromAED 595KZimaya Properties15% on booking
Lawncrest
New launchFromAED 1.3MRabdan Developments10% on booking
Rabdan Avenue
New launchFromAED 728KTowaiji Real Estate Development10% on booking
Reeman Residence 02
New launchFromAED 865KBloom Holding5% on booking
Bloom Living – Alhambra
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Upcoming projects with a 40/60 payment plan.
Pre-launch projects: announced, with prices and payment plans still to be released. Register once and we send the details as soon as they are released.
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What to know about this plan.
Mostly apartments
Apartments feature in 27 of the 33 projects with a 40/60 payment plan, villas in 6 and penthouses in 6. Entry prices are for the smallest homes in each project, most often studios.
AED 146,100
Cash on day one
On a AED 865,000 home with a 10% booking, the 4% registration fee, 2% commission and fixed fees take day-one cash to about 16.9% of the price.
See how day-one cash adds up40/60
What the split means
You pay 40% of the price before handover, through the booking deposit and construction instalments, and 60% on or after handover.
Read: payment plans, decoded#
Questions about 40/60 payment plans.
Which off-plan projects have a 40/60 payment plan?
We track 33 verified projects with a 40/60 payment plan across Dubai, Abu Dhabi, Ras Al Khaimah and Sharjah. The lowest entry is AED 595,000 at Lawncrest, in Dubai.
How much cash do I need upfront on a 40/60 plan?
On a AED 865,000 home with a 10% booking, expect about AED 146,100 on day one, or 16.9% of the price, once the 4% registration fee, agency commission and fixed fees are added.
Which of these projects reach the Golden Visa threshold?
4 of the 33 projects with a 40/60 payment plan start at AED 2 million or more, the property value the UAE uses for its 10-year Golden Visa. The test uses the Land Department's certified valuation rather than the contract price.
How do you choose the projects on this page?
A project is listed here when the developer's published payment plan asks for 40% of the price before handover and 60% on or after it. Prices and payment plans come from each developer's published price list and are checked with the developer.
Want a shortlist on a 40/60 plan?
Answer four quick questions and see the verified projects that fit. We check live availability with the developers before sending three to five options.
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Get three to five options with a 40/60 planStart my shortlist