SellingFromAED 1.61MEmaar Properties10% on booking
Collection · Payment plan
Off-plan projects with a 80/20 payment plan.
26 verified projects across Dubai and Ras Al Khaimah, from AED 1,611,888. Every price and payment plan comes from the developer and was checked between 21 September and 3 November 2026.
26Verified projects
AED 1.61MLowest entry
AED 2.68MMedian entry
2Emirates
Where entry prices sitProjects
Entry price of each project, from the developer's price list, verified 21 Sep–8 Oct 2026.
Which off-plan projects have a 80/20 payment plan?
We track 26 verified off-plan projects with a 80/20 payment plan, across Dubai and Ras Al Khaimah. The lowest entry is AED 1,611,888 at Terra Woods at Expo Living, in Dubai. Apartments feature in 21 of the 26. Scheduled handovers run from 2026 to 2030. 4 of the 26 have no published handover date yet.
26 projects with a 80/20 plan
SellingFromAED 1.61M
SellingFromAED 1.74MEmaar Properties10% on booking
Greencrest at Dubai Hills Estate
SellingFromAED 1.81MEmaar Properties10% on booking
Albero
SellingFromAED 1.81MEmaar Properties10% on booking
Altan
SellingFromAED 1.82MEmaar Properties10% on booking
Golf Trails at Emaar South
SellingFromAED 1.92MEmaar Properties10% on booking
Montiva by Vida at Dubai Creek Harbour
SellingFromAED 1.99MEmaar Properties10% on booking
Golf Vale at Emaar South
SellingFromAED 2.11MEmaar Properties10% on booking
Sera 2 at Rashid Yachts & Marina
SellingFromAED 2.31MEmaar Properties10% on booking
Aurea at Rashid Yachts & Marina
SellingFromAED 2.61MEmaar Properties10% on booking
Vista Ridge at Emaar South
SellingFromAED 2.63MEmaar Properties10% on booking
Grove Ridge at Emaar South
SellingFromAED 2.68MEmaar Properties10% on booking
Lyvia by Palace at Dubai Creek Harbour
SellingFromAED 2.72MEmaar Properties10% on booking
Creek Haven at Dubai Creek Harbour
SellingFromAED 3.17MEmaar Properties10% on booking
Vindera at The Valley
SellingFromAED 3.19MEmaar Properties10% on booking
Pier Point at Rashid Yachts & Marina
SellingFromAED 3.23MEmaar Properties10% on booking
Ocean Cove at Rashid Yachts & Marina
SellingFromAED 3.25MEmaar Properties10% on booking
Creek Bay at Dubai Creek Harbour
Under constructionFromAED 3.59MEmaar Properties10% on booking
Bayview by Address Resorts at Emaar Beachfront
New launchFromAED 5.5MEmaar Properties10% on booking
Montura 2 at Grand Polo
SellingFromAED 6.76MEmaar Properties10% on booking
Salva at The Heights Country Club and Wellness
Under constructionFromAED 8.48MEmaar Properties10% on booking
Address Residences Al Marjan Island
SellingFromAED 8.9MEmaar Properties10% on booking
Ovelle at The Valley
SellingFromAED 45MAzizi Developments10% on booking
Monaco Mansions
SellingPrice on requestMajor Developments5% on booking
Ice Beach
SellingPrice on requestAldar Properties5% on booking
Rise by Athlon
SellingPrice on requestAldar Properties10% on booking
The Wilds Residences
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New launch projects with a 80/20 payment plan.
The latest releases, with prices, payment plans and handover dates from each developer.
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What to know about this plan.
Mostly apartments
Apartments feature in 21 of the 26 projects with a 80/20 payment plan, townhouses in 12 and villas in 4. Entry prices are for the smallest homes in each project, most often one-bedroom homes.
AED 437,300
Cash on day one
On a AED 2,685,000 home with a 10% booking, the 4% registration fee, 2% commission and fixed fees take day-one cash to about 16.3% of the price.
See how day-one cash adds up80/20
What the split means
You pay 80% of the price before handover, through the booking deposit and construction instalments, and 20% on or after handover.
Read: payment plans, decoded#
Questions about 80/20 payment plans.
Which off-plan projects have a 80/20 payment plan?
We track 26 verified projects with a 80/20 payment plan across Dubai and Ras Al Khaimah. The lowest entry is AED 1,611,888 at Terra Woods at Expo Living, in Dubai.
How much cash do I need upfront on a 80/20 plan?
On a AED 2,685,000 home with a 10% booking, expect about AED 437,300 on day one, or 16.3% of the price, once the 4% registration fee, agency commission and fixed fees are added.
Which of these projects reach the Golden Visa threshold?
16 of the 26 projects with a 80/20 payment plan start at AED 2 million or more, the property value the UAE uses for its 10-year Golden Visa. The test uses the Land Department's certified valuation rather than the contract price.
How do you choose the projects on this page?
A project is listed here when the developer's published payment plan asks for 80% of the price before handover and 20% on or after it. Prices and payment plans come from each developer's published price list and are checked with the developer.
Want a shortlist on a 80/20 plan?
Answer four quick questions and see the verified projects that fit. We check live availability with the developers before sending three to five options.
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